July 9, 2013

Yay, I Was Defrauded of $1000!

Ugh.

Honestly, when it rains, it pours. Despite having a rather lovely and perfect beach getaway this past weekend, this past week has overall been kind of rough. Most recently, on Sunday I decided to check my bank account balance from my phone while waiting for the train.... and immediately saw that someone had been withdrawing large sums of money from a hotel ATM in Greece. 

Insert panic here.

Naturally, I called my bank and reported the unauthorized activity. My account was frozen, a new debit card will be sent to me, and I should receive the full amount that was stolen from me. However, there are three things that keep running through my mind. First, how did my bank miss this? I was using my card in NYC at the same time the fraudulent copy was being used in Greece. It didn't look suspicious that I was supposedly in two different continents at the same time? The Fraud Department seriously messed up on this one. Second, it seems that the magnetic strip from my card was copied and used to make the fraudulent card being used abroad at the ATM. This means that one of the ATMs or retailers I went to recently is intentionally or unintentionally scamming people. Gross. Third, this person used the hotel ATM several times over the course of the weekend and withdrew over $1000 of my money. Again, although I should be getting my money back, it feels disgusting that this creep had a rockin weekend on my behalf.

This is such a violating experience. I am so grateful that I noticed the withdrawals before the thief managed to completely drain all of my accounts, but it still feels awful. Ugh. I want to literally shake this feeling off of me. If only it were that easy!

I don't want this to be a negative space, but I needed my little mini-rant about this. Blahhhh!!!!

Has anyone else been through something like this? Did the culprit ever get caught?

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